Savings Accounts - GlobalTrust Bank
Savings Accounts

Grow Your Money
With Smart Savings

High-yield savings accounts with competitive interest rates up to 4.5% APY. No minimum balance, no monthly fees, FDIC insured up to $250,000.

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4.5%
APY
$0
Monthly Fees
$250K
FDIC Insured

Smart Savings for a Secure Future

Our savings accounts offer industry-leading interest rates with zero monthly fees. Whether you're saving for a specific goal or building your emergency fund, we have the right account for you.

  • Up to 4.5% APY on balances over $10,000
  • No minimum balance required to open
  • Zero monthly fees — keep more of your money
  • FDIC insured up to $250,000
  • 24/7 access via online and mobile banking
  • Automatic savings tools and round-ups
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Savings Growth

Account Tiers

Choose the savings tier that fits your goals

Basic Savings

2.5% APY

For balances $0 - $5,000

  • No minimum balance
  • No monthly fees
  • Online banking access
  • Mobile check deposit
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Most Popular
Premium Savings

3.5% APY

For balances $5,000 - $50,000

  • Everything in Basic
  • Priority support
  • Automatic savings tools
  • Spending analytics
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Elite Savings

4.5% APY

For balances $50,000+

  • Everything in Premium
  • Dedicated advisor
  • Exclusive investment access
  • Custom savings strategies
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Benefits

Why Choose Our Savings Accounts?

Competitive Rates
Earn up to 4.5% APY, significantly higher than national average
FDIC Insured
Your deposits are protected up to $250,000
Digital Banking
Manage your savings 24/7 from any device
Auto Savings
Set up automatic transfers and round-up savings

Eligibility

Opening a savings account is simple. Here's what you need:

Age 18+
Must be at least 18 years old
US Resident
Valid US address required
Valid ID
Government-issued photo ID
SSN or ITIN
Social Security Number required

Frequently Asked Questions

Interest is calculated daily and compounded monthly. Your Annual Percentage Yield (APY) assumes your balance remains in the account for a full year.

No, there is no minimum balance required to open or maintain a Basic Savings account. Higher tiers offer better rates for larger balances.

Yes, you can withdraw funds at any time. Federal regulations may limit certain types of withdrawals to 6 per month.

All deposits are FDIC insured up to $250,000 per depositor. This means even in the unlikely event of bank failure, your money is safe.

Ready to Start Saving?

Open your account in minutes. No paperwork, no branch visits.

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